These two five-seat luxury SUVs are more different than they look. One is built around efficiency, low ownership costs and strong resale. The other is built around performance, cargo space and towing. Here's how to tell which one fits the way you drive.
Should I buy a Lexus RX or a BMW X5? Buy the RX if you want the lower cost of ownership. It starts about $19,000 lower, the RX 350h is rated at 36 mpg combined, and the RX has much lower maintenance estimates and stronger resale data. Buy the X5 if you need more: 375+ hp, 72.3 cu ft of maximum cargo space and up to 7,200 lb of towing. For most South Bay commutes, the RX is the better fit.
2026 model year. Prices are starting MSRP including destination (RX $1,550, X5 $1,450), before taxes, fees and options.
| Criteria | 2026 Lexus RX | 2026 BMW X5 |
|---|---|---|
| Starting price | RX 350 FWD $52,775RX 350h AWD $55,075 | xDrive40i $72,050xDrive50e $77,450 |
| Horsepower range | 246 hp (RX 350h) to 366 hp (RX 500h) | 375 hp (xDrive40i) to 523 hp (M60i) |
| Fuel economy (EPA combined) | RX 350h 36 mpg; RX 350 25 mpg (FWD) | xDrive40i 25 mpg; M60i 19 mpg |
| Plug-in hybrid electric range | RX 450h+: 38 mi | xDrive50e: 38 mi |
| Cargo (behind 2nd row / max) | 29.6 / 46.2 cu ft | 33.9 / 72.3 cu ft |
| Max towing | 3,500 lb | Up to 7,200 lb |
| Powertrain warranty | 6 yr / 70,000 mi | 4 yr / 50,000 mi |
| Included maintenance | First 2 services (1 yr / 10,000 mi) | BMW Ultimate Care, 3 yr / 36,000 mi |
| 10-yr maintenance & repair estimate | RX 350: $7,840 | X5: $19,459 |
| Center screen | 9.8 in standard; 14 in available (Lexus Interface) | 14.9 in curved display with 12.3 in cluster (iDrive 8.5) |
| IIHS 2026 award | None | Top Safety Pick+ |
Swipe the table to compare →
The RX 350 starts at $52,775 and the X5 xDrive40i at $72,050, a gap of about $19,000 before options. The gap grows the longer you own the SUV. CarEdge estimates 10-year maintenance and repair at $7,840 for the RX 350 and $19,459 for the X5. It puts the chance of a major repair at 21.14% for the RX and 56.41% for the X5. BMW's three years of included maintenance helps early on, but it doesn't close that gap. See the cost matrix.
The RX 350h is rated at 37 mpg city and 34 mpg highway. It uses less fuel in traffic than on the open road, which suits stop-and-go South Bay commuting. The X5 xDrive40i is rated at 25 mpg combined. If you can charge at home, the RX 450h+ and X5 xDrive50e both offer 38 miles of electric range, enough for many Torrance-to-El Segundo round trips without using gas.
This is the X5's strongest argument. The base six-cylinder makes 375 hp, and BMW quotes 0–60 mph in 5.2 seconds. The M60i V8 makes 523 hp. The quickest RX, the RX 500h F SPORT Performance, makes 366 hp. If you drive mostly for the enjoyment of it, the X5 will feel more athletic. If you drive mostly to get somewhere, the RX's quieter, softer tuning is easier to live with every day.
Both seat five. The X5 is the bigger cargo hauler: 33.9 cu ft behind the rear seat and 72.3 with it folded, against 29.6 and 46.2 in the RX. Towing is where they differ most, at up to 7,200 lb for the X5 and 3,500 lb for the RX. For beach gear, strollers and Costco runs, the RX is enough. For a boat trailer, you'd need the X5.
Lexus ranked #1 in J.D. Power's 2026 Vehicle Dependability Study (151 problems per 100 vehicles, against BMW's 198). The RX won Kelley Blue Book's 2026 Best Resale Value Award for luxury midsize SUVs. iSeeCars found the RX 350 lost 32.8% over five years, compared with 57.1% for the X5 hybrid. On crash-test awards the X5 leads. It earned a 2026 IIHS Top Safety Pick+. The RX rated Good in most IIHS tests but Poor in the updated moderate-overlap test, which measures rear-seat passenger protection, so it received no 2026 award.34
Already leaning toward the RX? See which trims and colors are on our lot right now.
View RX InventoryBoth models are changing for the 2027 model year. That's worth knowing if you're buying this fall.
The 2027 RX is an update, not a redesign. It gets reorganized grades (Premium, Premium+, Luxury and three F SPORT versions) and new detail touches. Lexus has announced pricing starting at $55,450, and the 2027 RX arrives at dealers this fall.5
The 2027 X5 is an all-new generation. The X5 40 xDrive makes 394 hp and starts at $72,100 plus $1,450 destination. It adds BMW's Panoramic iDrive and a 17.9-inch center screen, and it goes on sale in October 2026. A new model year can bring first-year issues, so check early owner feedback before you commit.6
Model-year changes and pricing come from manufacturer announcements as of September 2026.
The brand-level data favors the RX. Lexus ranked #1 in J.D. Power's 2026 Vehicle Dependability Study, and CarEdge estimates a 21.14% chance of a major repair within 10 years for the RX 350, compared with 56.41% for the X5.
The X5 has more cargo space: 33.9 cu ft behind the rear seat and 72.3 cu ft maximum, against 29.6 and 46.2 in the RX. Both seat five in the configurations compared here.
The X5. The X5 xDrive40i makes 375 hp to the RX 350's 275 hp, and BMW quotes 5.2 seconds from 0 to 60 mph. The quickest RX, the 366-hp RX 500h, still trails the X5 xDrive40i.
On IIHS awards, the X5. It earned a 2026 Top Safety Pick+. The 2026 RX rated Good in most IIHS tests but Poor in the updated moderate-overlap front test, so it didn't qualify for a 2026 award. Both come with a full suite of driver-assistance systems. The RX includes Lexus Safety System+ 3.0 as standard.
Take an RX 350h out on the roads you drive every day. Then get pre-qualified in a few minutes so you know your numbers before you visit.