We are focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Torrance , Los Angeles, and Long Beach to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Manhattan Beach to Redondo Beach. Whether you are right down the road or an hour away from Torrance you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.


  • Competitive rates direct from the manufacturer and local California banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

Dealer Info

Phone Numbers:Sales Hours:
  • Mon - Fri9:00 AM - 8:00 PM
  • Sat9:00 AM - 8:00 PM
  • Sun10:00 AM - 7:00 PM
Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 3:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 3:00 PM
  • SunClosed

How is your Credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.


The South Bay Lexus loan process can help you find the best interest rate for your next vehicle purchase.

Try our Get Pre-Qualified today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Lexus vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.


Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our Get Pre-Qualified and our team of finance professionals will begin working for you. We have hundreds of Lexus vehicles currently available for immediate delivery.


Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our Get Pre-Qualified online.

Once the application is completed, the South Bay Lexus finance team will put together a loan package that is tailored specifically for you.


Are you unsure of whether to pursue car leasing or financing for your next Lexus? Los Angeles drivers should know that neighbor car leasing nor auto loan financing are superior to one another. They just suit the needs of different drivers. If you have any questions about which strategy is right for you, don’t hesitate to reach out! But first, here’s a quick snapshot of the different advantages of each financial path:

  • Car Leasing: When Cerritos drivers lease, they take out a loan on a pre-estimate of the vehicle value they’ll use through wear and tear over the course of a 3-year lease term. Since the loan is generally small, you’re going to make smaller monthly payments, and you won’t have to put as much money down. You can also expect to pay less sales tax. To top things off, your vehicle will be covered by the manufacturer warranty for the duration of your lease, so you won’t have to pay for the majority of repairs or tune-ups. Please note that if you’re shopping for a used vehicle, you’ll need to pursue used car financing, unless you’re shopping for a Certified Pre-owned Lexus, in which case, we do offer leasing options!
  • Auto Loan Financing: When you choose to finance, your payments go towards the full value of your vehicle. Since the loan is larger, you’ll need to put down more money and make larger monthly payments, That said, one day the vehicle will be yours, and when it comes time to sell, you’ll keep the funds. This is actually the more cost-effective strategy, but it takes commitment and patience.

If you’re ready to get in the driver’s seat of a luxury vehicle you adore, meet with the Lexus finance team at our Lexus dealership near Redondo Beach, CA. Whether you’re interested in a new Lexus SUV, used car for sale or L/Certified Lexus model, our experts can provide all the assistance you need along the auto financing process. What’s more, with our new Lexus specials in Torrance, CA, you’ll be able to claim a new RX lease or NX financing plan with competitive rates you can be happy about.

Want to learn the differences between buying vs. leasing a Lexus? Do you need to secure a car loan nearby? The South Bay Lexus finance professionals are here to answer all your questions and make it easy to choose an auto payment plan that suits your lifestyle perfectly. Get the car-buying process started online by filling out a Lexus financing application, then visit our team to begin a new Lexus lease or finance the used luxury car you’ve had your eye on!

Lexus Financing Center in Torrance: Making Your Dream Car a Reality

Auto Financing Made Easy

At South Bay Lexus, we understand that purchasing a vehicle involves more than just finding the perfect car. It also requires securing the right financing options to fit your budget and make your dream car a reality. That’s why our Lexus Financing Center in Torrance is here to assist you every step of the way. With our expertise in auto financing and access to Lexus Financial Services, we can help you find flexible and tailored solutions to suit your needs.

The Benefits of Choosing Our Lexus Financing Center

  1. Streamlined Financing Process: Our dedicated financing professionals have extensive knowledge and experience in the automotive financing industry. We have streamlined the financing process to make it efficient and hassle-free for you. Our team will guide you through the application process, review available options, and provide personalized recommendations based on your financial situation and preferences.
  2. Competitive Financing Rates: As an authorized Lexus dealership, we have access to competitive financing rates through Lexus Financial Services. Our strong relationship with Lexus Financial Services allows us to offer you exclusive financing options and programs designed specifically for Lexus vehicles. We work diligently to secure the most favorable terms and rates for your auto loan.
  3. Flexible Financing Options: We understand that each customer has unique financial circumstances and requirements. That’s why we offer a variety of flexible financing options to suit your needs. Whether you’re interested in a traditional auto loan, leasing, or other financing alternatives, our team will work with you to find the solution that aligns with your budget and lifestyle.
  4. Quick and Easy Pre-Approval: Get a head start on your car buying journey by getting pre-approved for financing. Our online pre-approval process is quick and straightforward. By submitting a secure online application, you can receive pre-approval within minutes. This valuable information gives you a clear understanding of your purchasing power and allows you to shop with confidence.

Why Choose Lexus Financial Services

  1. Specialized Lexus Expertise: Lexus Financial Services understands the unique needs of Lexus customers. With their expertise in automotive financing and their dedication to customer satisfaction, they offer tailored solutions that align with the Lexus ownership experience. You can trust their commitment to excellence and their ability to provide flexible and competitive financing options.
  2. End-of-Lease Options: If you are considering leasing a Lexus, Lexus Financial Services offers various end-of-lease options. Whether you decide to purchase your leased vehicle, lease a new Lexus, or explore other possibilities, their dedicated lease-end specialists will guide you through the process and help you make an informed decision.
  3. Online Account Management: With Lexus Financial Services, managing your auto loan or lease is convenient and easy. Their online account management platform allows you to make payments, view statements, and access important account information from the comfort of your own home. This digital convenience ensures that you stay in control of your financing at all times.

Our Commitment to Customer Satisfaction

At South Bay Lexus, we priorities customer satisfaction above all else. Our Lexus Financing Center in Torrance is dedicated to ensuring that your financing experience is smooth, transparent, and tailored to your needs. We strive to exceed your expectations and provide you with exceptional service at every step of the way.

Experience the South Bay Lexus Difference

At South Bay Lexus, we are more than just a dealership. We are your trusted partner in the pursuit of driving excellence. With our Lexus Financing Center in Torrance, you can experience the South Bay Lexus difference firsthand. From our extensive inventory of new and pre-owned Lexus vehicles to our commitment to customer satisfaction, we are dedicated to exceeding your expectations and making your Lexus ownership dreams a reality.

Visit Our Lexus Financing Center Today

At South Bay Lexus, we are committed to providing exceptional service and helping you secure the financing you need for your Lexus purchase. Whether you’re interested in a new Lexus, an older model, or a certified pre-owned vehicle, our experienced financing professionals are here to assist you. Visit our Lexus Financing Center at 24777 Crenshaw Blvd, Torrance, to explore your financing options and get one step closer to driving home in the Lexus of your dreams. Experience the convenience, flexibility, and excellence of Lexus financing today.

Get Directions

South Bay Lexus 33.801198496441806, -118.32970334602439.